Combine Loyalty Programs and Apps for Double Grocery Savings
If you’ve ever clipped a coupon and scanned your loyalty card in the same grocery run, you already understand the power of stacking savings. But today’s grocery landscape offers far more than physical coupons and in-store deals. With the right combination of loyalty programs and cashback apps, you can earn rewards on your grocery purchases multiple times over—without changing where you shop.
Here’s how to build a grocery savings strategy that works smarter, not harder.
Start with Your Grocery Store’s Loyalty Program
Most national grocery chains offer digital rewards programs that track your purchases and unlock personalized discounts:
- Kroger Boost: This upgraded membership offers free delivery, double fuel points, and exclusive coupons.
- Safeway Just for U: Links directly to your account and provides custom pricing, free items, and rotating discounts on frequently purchased goods.
Be sure to clip your digital coupons before shopping and always scan your rewards number at checkout.
Layer in Cashback Apps for Maximum Value
While loyalty programs give you in-store benefits, cashback apps let you earn rewards after the fact. These platforms often work in parallel, meaning you can redeem grocery-specific deals while still earning from your store’s loyalty system.
Some of the most popular cashback apps include:
- Ibotta: Offers item-specific rebates at retailers like Walmart, Kroger, and Target. You can redeem by uploading receipts or linking loyalty accounts.
- Rakuten: Best used for online grocery orders and delivery services, especially with stores like Walmart or Sam’s Club.
- Fluz: Instead of waiting for rebates, Fluz gives you instant cashback when you buy and use digital gift cards for stores like Kroger, BJ’s Wholesale, or Safeway.
Example: One Trip, Multiple Rewards
Let’s say you’re shopping at Safeway:
- Clip digital deals via the Just for U app.
- Redeem Ibotta offers on items like cereal, yogurt, or snacks.
- At checkout, pay using a Safeway gift card with cashback from Fluz.
- Walk away with store discounts, cashback from Fluz, and additional Ibotta earnings—all from one grocery run.
Don’t Forget Payment Perks
Some credit cards offer additional grocery rewards, and yes—you can still use them. Simply use your card to purchase a digital gift card through Fluz, then apply that gift card at checkout. You’ll earn rewards from both your card and the cashback app, while keeping your grocery trip budget-friendly.
Final Tip
Stacking grocery savings doesn’t require spreadsheets or extreme couponing—just a few smart habits. By combining your store’s loyalty program with cashback apps like Ibotta, Rakuten, and Fluz, you can multiply your rewards without doubling your effort.
