back while doing it. With the right rewards strategy, you can save money, earn perks, and reduce your monthly food bill without sacrificing quality or time. And you don’t need to be an extreme couponer to make it work. A few smart moves across store programs, rebate apps, and payment methods can transform the way you shop.

Here’s a grocery rewards strategy that savvy shoppers are already using—and how you can apply it starting today.

Start with Your Store’s Loyalty Program

Your grocery store’s loyalty program is your foundation. Many retailers now offer digital savings, surprise perks, and tailored offers based on your purchase history:

• Safeway Just for U: Provides personalized discounts, free items, and gas rewards based on what you buy most often.

• Kroger Boost: Offers free delivery, 2x fuel points, and exclusive digital coupons to Boost members.

• Albertsons for U: Works similarly to Safeway and can sync deals across partner stores.

Always clip available digital offers before shopping—these can be stacked with other savings tools.

Add Rebate Apps to the Mix

While your loyalty program helps at the register, rebate apps reward you after the transaction. Apps like Ibotta and Rakuten provide cashback for select grocery items or online grocery orders. For example:

• Ibotta offers $0.75–$5 back on common items like eggs, yogurt, and cereal.

• Rakuten offers up to 10% cashback at retailers like Sam’s Club and Walmart when ordering online for pickup or delivery.

Many of these rewards can be earned without receipts by linking your loyalty card directly within the app.

Use a Digital Gift Card That Pays You Back

Instead of using your debit or credit card, switch to a digital gift card with built-in cashback. With Fluz, you can buy a Safeway, Kroger, or BJ’s Wholesale gift card in seconds for the exact amount of your grocery bill—and earn cashback just for using it.

Unlike traditional gift cards, these are delivered instantly and can be used at checkout right away. You earn money on the payment itself, even before other rebates or coupons kick in.

Stack It All for One Grocery Run

Let’s say you’re buying weekly staples like pasta, milk, deli meat, and fruit:

1. Clip $3 in store coupons using Safeway Just for U.

2. Activate $2 in Ibotta rebates on cereal and granola bars.

3. Buy a $75 Safeway gift card from Fluz and earn cashback instantly.

4. Pay with that gift card at checkout.

5. Earn gas rewards through your loyalty program.

With one trip, you’ve saved through three different channels without changing your routine.

Final Tip

You don’t need to choose between loyalty programs, rebate apps, or cashback platforms. The best grocery rewards strategy is one that combines all three. Use your store’s program for personalized deals, stack additional cashback with Ibotta and Rakuten, and boost your returns even more by paying with gift cards from Fluz. The more you shop smart, the more you earn.